\n\u003Cp>\u003Cimg class=\"aligncenter wp-image-28558 size-medium\" src=\"https://img.nikkinonline.com/wp/wp-content/uploads/2025/08/サステナブルH1-255x300.webp\" alt=\"\" width=\"255\" height=\"300\" />\u003C/p>\u003Cbr />\n\u003Cp>サステナブルファイナンスの目標額(表2)は、三菱UFJFG、みずほFGが30年度までに100兆円を、地域銀でも30機関が1兆円超の目標を設定している。\u003C/p>\u003Cbr />\n\u003Cp>\u003Cimg class=\"aligncenter wp-image-28562 size-medium\" src=\"https://img.nikkinonline.com/wp/wp-content/uploads/2025/08/サステナブルH2-259x300.webp\" alt=\"\" width=\"259\" height=\"300\" />\u003C/p>\u003Cbr />\n\u003Cp>\u003Cspan style=\"color: #0000ff;\">\u003Cstrong>実態に即した持続可能な取り組みを\u003C/strong>\u003C/span>\u003Cbr />\u003Cimg class=\"alignnone wp-image-28564 size-medium\" src=\"https://img.nikkinonline.com/wp/wp-content/uploads/2025/08/サステナブル略歴-300x127.webp\" alt=\"\" width=\"300\" height=\"127\" />\u003C/p>\u003Cbr />\n\u003Cp>―我が国の銀行のサステナブルファイナンスの取り組みをどう評価しているか。\u003Cbr />サステナブルファイナンスは、持続可能な社会を実現するための金融であり、国連の提唱するSDGs(持続可能な開発目標)に即したものであって、金融機関等による取り組みは前向きに評価できる。対象としては、気候変動などの環境課題や人権問題や貧困などの社会課題と幅が広く、従来の単純な資金ニーズに対応したファイナンスを越えたものとして積極的に位置付けたい取り組みである。日本においては、欧米の先駆的な取り組みを追随することに加え、2021年から導入された日本銀行による気候変動対応オペが契機になって取り組みが促進されている。\u003C/p>\u003Cbr />\n\u003Cp>――実行額を経営計画のKPIに定める銀行も多いが、目標の達成を急ぐあまり、サステナブルファイナンスの質が低下する懸念はないのか。\u003Cbr />サステナブルファイナンスは中⻑期的に取り組む課題であり、数値目標に基づく短期での積み上げは適切でない。トートロジーではあるが、サステナブルファイナンス自体が、各行にとって持続可能な取り組みとなるべきである。そのためには、他行と競うという観点からのみで大きな計画値を打ち上げることは慎むべきであり、将来を含む取引対象に鑑みて実現可能な計画値を設定すべきである。そもそも、日本においてKPIは誤解されがちであるが、修正不可な固定目標ではなく、状況に応じ中途での修正を可能なものに位置付けるべきである。\u003C/p>\u003Cbr />\n\u003Cp>――サステナブルファイナンスへの取り組みを評価する際に、実行額、目標額のほか、参照すべき指標、計数などはあるか。\u003Cbr />持続可能なサステナブルファイナンスを実行する観点からは、目標設定やその実行状況といった数値も当然に意味を持つが、金融機関全体での取り組み姿勢やトップの認識、担当所管の有無といった定性的な側面も十分に考慮すべきである。サステナブル推進部などと呼称する推進所管を設定することも取り組みの端緒には意味があるが、金融機関全体で取り組むようになれば、特別に担当部署を設定する必要はない。全体での取り組みが定着したかどうかは、経営方針や中期計画の表現に如実に表れて来るだろう。\u003C/p>\u003Cbr />\n\u003Cp>――環境配慮の投融資は一般的に期待リターンが低いが、サステナブルファイナンスの強化は銀行の収益、経営の足かせにならないか。\u003Cbr />グリーンボンド等におけるグリーニアムに関する是非についても議論はあるが、サステナブルファイナンスにおいても、通常の融資より当然にスプレッドが薄くて良いというものではない。本来的には、通常の融資と同等の条件でファイナンスを行い、それがサステナビリティの観点から望ましいものであることが適切な取り組みである。サステナブルファイナンスそのものに持続可能性を求めるといった発想が必要であろう。サステナブルファイナンスは、通常の運転資金に対する融資より⻑期間であろうし、より適切な条件設定を意識すべきである。\u003C/p>\u003Cbr />\n\u003Cp>――ESGに批判的な米トランプ政権の誕生を契機に、世界的に環境政策の見直しが進んでいる。こうした動きが我が国のサステナブルファイナンスの取り組みへ及ぼす影響は。\u003Cbr />米国などでのESG(環境・社会・企業統治)等に対する見直しの動きは、行き過ぎた“形ばかりのESG”に対する反動といった側面が強い。FlightShameなど極端なESGを追求する行動は目立つが、⻑い目での経済効率性を考えると決してサステナブルではない。国連は、ESGを持続可能な成⻑を実現するための手段と位置付けており、あくまでも基軸をサステナブルかどうかという観点に置くべきである。したがって、サステナブルファイナンスにおいても、真に持続可能性につながっているかどうか、形ばかりの取り組みになっていないかどうか、常に吟味して取り組むことが求められる。\u003C/p>\u003Cbr />\n\u003Cp>\u003Cdiv class='gallery' data-columns='3' style='display: grid; grid-template-columns: repeat(3, 1fr); gap: 15px; margin: 20px 0;'>\u003Cdiv class=\"gallery-item\" style=\"text-align: center;\"> \u003Cimg 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title=\"変動金利貸出金の残存期間別残高・構成比_converted\">","変動金利貸出金の残存期間別残高・構成比_converted",[357],{"term_taxonomy_id":115,"taxonomy":116,"term":358},{"term_id":115,"name":118,"slug":119,"term_group":9,"term_order":9},[360,362,364],{"term_taxonomy_id":36,"taxonomy":19,"term":361},{"term_id":36,"name":34,"slug":35,"term_group":9,"term_order":9},{"term_taxonomy_id":124,"taxonomy":19,"term":363},{"term_id":124,"name":126,"slug":127,"term_group":9,"term_order":9},{"term_taxonomy_id":129,"taxonomy":19,"term":365},{"term_id":129,"name":131,"slug":132,"term_group":9,"term_order":9},[367],{"term_taxonomy_id":368,"taxonomy":74,"term":369},2525,{"term_id":368,"name":370,"slug":371,"term_group":9,"term_order":9},"貸出金の残存期間別変動金利貸出金比率","loan_var_rate_remain",[],"3","400",{"id":376,"title":377,"summary":378,"slug":379,"published_at":380,"image_url":381,"thumbnail_data":382,"image_caption":110,"report_flag":112,"toushin_flag":112,"journal_flag":112,"categories":385,"tags":388,"series":395,"back_number":400,"short_title":401,"post_type":146,"subscription":373,"is_show_feature_image":148,"paywall_character_count":149},330407,"107行合計最多は「7年超」、5.4%増160兆1,354億円 「7年超」構成比、大東銀が91.3%で首位","【残存期間別残高】\r\n全国銀行107行(都銀・信託銀・SBI新生銀行・あおぞら銀行、地銀・第二地銀)の2025年3月末における変動金利貸出金(1年超)の残存期間別残高をまとめた(単体ベース、ディスクロージャー誌より作成)。残存期間別残高に占める変動金利貸出金の比率は次号掲載予定。\r\n25年3月末における全国銀行107行の変動金利貸出金残高(1年超)の合計は前年同月末比13兆6,629億円増(3.8%)の371兆4,572億円。残存期間のうち最も残高が多かったのは、「7年超」で同8兆2,069億円増(5.4%)の160兆1,354億円。続いて「1年超3年以下」が同2,263億円減(▲0.2%)の76兆5,484億円、「3年超5年以下」が同5兆1,674億円増(8.8%)の63兆3,235億円、「期間の定めのないもの」は同9,279億円増(2.4%)の39兆2,308億円、「5年超7年以下」が","107%e8%a1%8c%e5%90%88%e8%a8%88%e6%9c%80%e5%a4%9a%e3%81%af%e3%80%8c%ef%bc%97%e5%b9%b4%e8%b6%85%e3%80%8d%e3%80%815-4%ef%bc%85%e5%a2%97160%e5%85%861354%e5%84%84%e5%86%86%e3%80%80-%ef%bd%a2%ef%bc%97","2025-10-05T19:50:38.000000Z","https://img.nikkinonline.com/wp/wp-content/uploads/2025/10/変動金利貸出金の残存期間別残高・構成比.webp",{"src":383,"alt":110,"title":384},"\u003Cimg src=\"https://img.nikkinonline.com/wp/wp-content/uploads/2025/10/変動金利貸出金の残存期間別残高・構成比.webp\" alt=\"\" title=\"変動金利貸出金の残存期間別残高・構成比\">","変動金利貸出金の残存期間別残高・構成比",[386],{"term_taxonomy_id":115,"taxonomy":116,"term":387},{"term_id":115,"name":118,"slug":119,"term_group":9,"term_order":9},[389,391,393],{"term_taxonomy_id":36,"taxonomy":19,"term":390},{"term_id":36,"name":34,"slug":35,"term_group":9,"term_order":9},{"term_taxonomy_id":124,"taxonomy":19,"term":392},{"term_id":124,"name":126,"slug":127,"term_group":9,"term_order":9},{"term_taxonomy_id":129,"taxonomy":19,"term":394},{"term_id":129,"name":131,"slug":132,"term_group":9,"term_order":9},[396],{"term_taxonomy_id":397,"taxonomy":74,"term":398},2522,{"term_id":397,"name":384,"slug":399,"term_group":9,"term_order":9},"var_rate_loan_remain",[],"107行合計最多は「7年超」、5.4%増160兆1,354億円 「7年超」構成比、大東銀が91.3...",{"id":403,"title":404,"summary":405,"slug":406,"published_at":407,"image_url":408,"thumbnail_data":409,"image_caption":110,"report_flag":112,"toushin_flag":112,"journal_flag":112,"categories":412,"tags":415,"series":427,"back_number":432,"short_title":404,"post_type":146,"subscription":373,"is_show_feature_image":148,"paywall_character_count":374},328039,"全国107行の「信用」残高、382兆582億円 10年対比で「信用」の割合が上昇、「保証」は低下","2025年3月末時点の全国銀行107行(都銀5行、信託銀3行、地銀61行、第二地銀36行、SBI新生銀行、あおぞら銀行)の貸出金残高を担保別に分類すると、最も残高が多いのは「信用」で、前年同月末比12兆4,370億円増(3.3%)の382兆582億円だった(ディスクロージャー誌ベース)。次は「保証」で、同3,038億円減(▲0.1%)の198兆8,742億円。3位は「不動産」で、同4兆8,897億円増(4.8%)の105兆9,920億円だった。上位3種類で全体の95%以上を占めている。\r\n全国銀行の貸出金の担保別残高の構成比を15年3月末との10年対比で見ると、「有価証券」「債権」「不動産」は横ばいで推移している(グラフ)。\r\n\r\n「信用」の構成比が6.4ポイント(p)上昇した一方、「保証」の構成比は7.4p低下した。金融行政が掲げてきた「担保・保証に必要以上に依存しない」貸出業務への地道","%e5%85%a8%e5%9b%bd107%e8%a1%8c%e3%81%ae%e3%80%8c%e4%bf%a1%e7%94%a8%e3%80%8d%e6%ae%8b%e9%ab%98%e3%80%81382%e5%85%86582%e5%84%84%e5%86%86%e3%80%8010%e5%b9%b4%e5%af%be%e6%af%94%e3%81%a7%e3%80%8c%e4%bf%a1","2025-09-28T19:50:46.000000Z","https://img.nikkinonline.com/wp/wp-content/uploads/2025/09/貸出金の担保別残高・構成比.webp",{"src":410,"alt":110,"title":411},"\u003Cimg src=\"https://img.nikkinonline.com/wp/wp-content/uploads/2025/09/貸出金の担保別残高・構成比.webp\" alt=\"\" title=\"貸出金の担保別残高・構成比\">","貸出金の担保別残高・構成比",[413],{"term_taxonomy_id":115,"taxonomy":116,"term":414},{"term_id":115,"name":118,"slug":119,"term_group":9,"term_order":9},[416,418,420,422],{"term_taxonomy_id":36,"taxonomy":19,"term":417},{"term_id":36,"name":34,"slug":35,"term_group":9,"term_order":9},{"term_taxonomy_id":124,"taxonomy":19,"term":419},{"term_id":124,"name":126,"slug":127,"term_group":9,"term_order":9},{"term_taxonomy_id":129,"taxonomy":19,"term":421},{"term_id":129,"name":131,"slug":132,"term_group":9,"term_order":9},{"term_taxonomy_id":423,"taxonomy":19,"term":424},2431,{"term_id":423,"name":425,"slug":426,"term_group":9,"term_order":9},"決算","financial-results",[428],{"term_taxonomy_id":429,"taxonomy":74,"term":430},2510,{"term_id":429,"name":411,"slug":431,"term_group":9,"term_order":9},"loan_collateral_bal",[],{"id":434,"title":435,"summary":436,"slug":437,"published_at":438,"image_url":439,"thumbnail_data":440,"image_caption":110,"report_flag":112,"toushin_flag":112,"journal_flag":112,"categories":443,"tags":446,"series":455,"back_number":461,"short_title":435,"post_type":146,"subscription":373,"is_show_feature_image":148,"paywall_character_count":462},328074,"107行合計の期間別最多は、「7年超」219兆円 構成比「1年以下」、地域銀首位は百十四銀45.2%","全国銀行107行合計(都銀5行、信託銀3行、地銀61行、第二地銀36行、SBI新生銀行、あおぞら銀行)の2025年3月末における残存期間別貸出金残高をまとめた(単体ベース。ディスクロージャー誌より作成)。\r\n貸出金残高合計は713兆8,477億円で前年同月末比19兆5,441億円増(2.8%)。最も残高が多かったのは(期間の定めのないものを除く)、「7年超」の219兆8,720億円で同6兆4,721億円増(3.0%)。次いで「1年以下」の165兆4,493億円で同6兆614億円増(3.8%)。「1年超3年以下」の122兆3,417億円で同1兆507億円増(0.8%)、「3年超5年以下」の102兆3,912億円で同6兆3,175億円増(6.5%)、「5年超7年以下」が57兆849億円で同1兆3,705億円減(▲2.3%)。\r\n前年同月末比で残高が増加した期間(期間の定めのないものを除く)を業","107%e8%a1%8c%e5%90%88%e8%a8%88%e3%81%ae%e6%9c%9f%e9%96%93%e5%88%a5%e6%9c%80%e5%a4%9a%e3%81%af%e3%80%81%e3%80%8c%ef%bc%97%e5%b9%b4%e8%b6%85%e3%80%8d219%e5%85%86%e5%86%86%e3%80%80%e6%a7%8b%e6%88%90","2025-09-28T19:50:33.000000Z","https://img.nikkinonline.com/wp/wp-content/uploads/2025/09/貸出金の残存期間別・構成比.webp",{"src":441,"alt":110,"title":442},"\u003Cimg src=\"https://img.nikkinonline.com/wp/wp-content/uploads/2025/09/貸出金の残存期間別・構成比.webp\" alt=\"\" title=\"貸出金の残存期間別・構成比\">","貸出金の残存期間別・構成比",[444],{"term_taxonomy_id":115,"taxonomy":116,"term":445},{"term_id":115,"name":118,"slug":119,"term_group":9,"term_order":9},[447,449,451,453],{"term_taxonomy_id":36,"taxonomy":19,"term":448},{"term_id":36,"name":34,"slug":35,"term_group":9,"term_order":9},{"term_taxonomy_id":124,"taxonomy":19,"term":450},{"term_id":124,"name":126,"slug":127,"term_group":9,"term_order":9},{"term_taxonomy_id":129,"taxonomy":19,"term":452},{"term_id":129,"name":131,"slug":132,"term_group":9,"term_order":9},{"term_taxonomy_id":423,"taxonomy":19,"term":454},{"term_id":423,"name":425,"slug":426,"term_group":9,"term_order":9},[456],{"term_taxonomy_id":457,"taxonomy":74,"term":458},2527,{"term_id":457,"name":459,"slug":460,"term_group":9,"term_order":9},"定期預金の残存期間別残高・構成比","fixed_dep_remain_bal",[],"300",{"id":464,"title":465,"summary":466,"slug":467,"published_at":468,"image_url":469,"thumbnail_data":470,"image_caption":110,"report_flag":112,"toushin_flag":112,"journal_flag":112,"categories":473,"tags":476,"series":485,"back_number":491,"short_title":465,"post_type":146,"subscription":373,"is_show_feature_image":148,"paywall_character_count":462},325855,"78行合計、「製造業」が不良債権残高最多業種 不良債権比率、「各種サービス業」4.1%が最高","全国銀行で不良債権残高(金融再生法開示債権残高、リスク管理債権残高)を業種別に開示する78行(都銀5行、信託銀3行、あおぞら銀行、地銀49行、第二地銀20行。みずほ銀行とみずほ信託銀行は合算して開示)の2025年3月末における業種別残高・比率を集計した(原則、単体ベース。あおぞら銀のみ連結決算ベース。一部銀行は、開示範囲を貸出金残高に限定)。\r\n78行合計の不良債権残高残高は、6兆6,743億円で24年3月末比5,051億円減少(▲7.0%)。最も不良債権残高が多かった業種は、「製造業」の1兆9,121億円で同692億円減少(▲3.4%)。続いて、「各種サービス業」が1兆3,913億円で同1,172億円減(▲7.7%)、「卸売・小売業」が1兆1,679億円で同877億円減(▲6.9%)。\r\n全国銀行の業種別不良債権残高比率(不良債権残高÷国内貸出金残高で算出。一部銀行は総与信額で割った)が","78%e8%a1%8c%e5%90%88%e8%a8%88%e3%80%81%e3%80%8c%e8%a3%bd%e9%80%a0%e6%a5%ad%e3%80%8d%e3%81%8c%e4%b8%8d%e8%89%af%e5%82%b5%e6%a8%a9%e6%ae%8b%e9%ab%98%e6%9c%80%e5%a4%9a%e6%a5%ad%e7%a8%ae%e3%80%80%e4%b8%8d","2025-09-21T19:50:29.000000Z","https://img.nikkinonline.com/wp/wp-content/uploads/2025/09/アイキャッチ-4-scaled.webp",{"src":471,"alt":110,"title":472},"\u003Cimg src=\"https://img.nikkinonline.com/wp/wp-content/uploads/2025/09/アイキャッチ-4-scaled.webp\" alt=\"\" title=\"アイキャッチ\">","アイキャッチ",[474],{"term_taxonomy_id":115,"taxonomy":116,"term":475},{"term_id":115,"name":118,"slug":119,"term_group":9,"term_order":9},[477,479,481,483],{"term_taxonomy_id":36,"taxonomy":19,"term":478},{"term_id":36,"name":34,"slug":35,"term_group":9,"term_order":9},{"term_taxonomy_id":124,"taxonomy":19,"term":480},{"term_id":124,"name":126,"slug":127,"term_group":9,"term_order":9},{"term_taxonomy_id":129,"taxonomy":19,"term":482},{"term_id":129,"name":131,"slug":132,"term_group":9,"term_order":9},{"term_taxonomy_id":423,"taxonomy":19,"term":484},{"term_id":423,"name":425,"slug":426,"term_group":9,"term_order":9},[486],{"term_taxonomy_id":487,"taxonomy":74,"term":488},2503,{"term_id":487,"name":489,"slug":490,"term_group":9,"term_order":9},"業種別不良債権残高・比率","bad_loan_by_ind",[],{"id":493,"title":494,"summary":495,"slug":496,"published_at":497,"image_url":498,"thumbnail_data":499,"image_caption":110,"report_flag":112,"toushin_flag":112,"journal_flag":112,"categories":502,"tags":505,"series":512,"back_number":518,"short_title":494,"post_type":146,"subscription":373,"is_show_feature_image":148,"paywall_character_count":149},308713,"保証承諾・件数、443機関合計4.5%増3万7,382件 多摩信金、前年度に続き全4項目で首位獲得","全国の信用保証協会の創業支援保証等の実績(2024年4⽉〜25年3⽉)〔保証承諾、保証債務残高(平均)〕を全国銀行、協同組織金融機関別に集計した(出典=中小企業庁の「金融機関別の保証実績」)。中小企業庁の集計対象は、期間中に保証承諾の件数が10件以上かつ、保証債務残高(平均)が100件以上の金融機関で、都銀5行、商工組合中央金庫、地銀61行、第二地銀35行、信金251機関、信組92機関、農協3組合の合計448機関の「創業関連保証」及び「創業等関連保証」の利用状況を集計した。「保証債務残高(平均)」は、対象期間の各⽉末の保証債務残高の総和を対象期間の⽉数で割った。\n\n \n\n443機関(掲載対象の448機関のうち農協1組合は23年4⽉から24年3⽉の新規実績がなかった)合計の保証承諾・件数は、前年同期比1,634件増(4.5%)の3万7,382件、保証承諾・金額は、同116億円増(5","%e4%bf%9d%e8%a8%bc%e6%89%bf%e8%ab%be%e3%83%bb%e4%bb%b6%e6%95%b0%e3%80%81443%e6%a9%9f%e9%96%a2%e5%90%88%e8%a8%884-5%ef%bc%85%e5%a2%97%ef%bc%93%e4%b8%877382%e4%bb%b6%e5%a4%9a%e6%91%a9%e4%bf%a1%e9%87%91","2025-08-10T19:50:00.000000Z","https://img.nikkinonline.com/wp/wp-content/uploads/2025/08/3_E98791E89E8DE6A99FE996A2E588A5E381AEE589B5E6A5ADE694AFE68FB4E4BF9DE8A8BCE7AD89E5AE9FE7B8BE_2024E5B9B4EFBC94E69C88EFBD9E2025E5B9B4EFBC93E69C88-1.webp",{"src":500,"alt":110,"title":501},"\u003Cimg src=\"https://img.nikkinonline.com/wp/wp-content/uploads/2025/08/3_E98791E89E8DE6A99FE996A2E588A5E381AEE589B5E6A5ADE694AFE68FB4E4BF9DE8A8BCE7AD89E5AE9FE7B8BE_2024E5B9B4EFBC94E69C88EFBD9E2025E5B9B4EFBC93E69C88-1.webp\" alt=\"\" title=\"3_金融機関別の創業支援保証等実績_2024年4月~2025年3月 (1)\">","3_金融機関別の創業支援保証等実績_2024年4月~2025年3月 (1)",[503],{"term_taxonomy_id":115,"taxonomy":116,"term":504},{"term_id":115,"name":118,"slug":119,"term_group":9,"term_order":9},[506,508,510],{"term_taxonomy_id":36,"taxonomy":19,"term":507},{"term_id":36,"name":34,"slug":35,"term_group":9,"term_order":9},{"term_taxonomy_id":124,"taxonomy":19,"term":509},{"term_id":124,"name":126,"slug":127,"term_group":9,"term_order":9},{"term_taxonomy_id":129,"taxonomy":19,"term":511},{"term_id":129,"name":131,"slug":132,"term_group":9,"term_order":9},[513],{"term_taxonomy_id":514,"taxonomy":74,"term":515},2480,{"term_id":514,"name":516,"slug":517,"term_group":9,"term_order":9},"金融機関別の創業支援保証等実績","bank_startup_guar",[],{"id":520,"title":521,"summary":522,"slug":523,"published_at":497,"image_url":524,"thumbnail_data":525,"image_caption":110,"report_flag":112,"toushin_flag":112,"journal_flag":112,"categories":528,"tags":531,"series":538,"back_number":544,"short_title":521,"post_type":146,"subscription":373,"is_show_feature_image":148,"paywall_character_count":149},308719,"107行合計、「その他」が180兆8,719億円で首位 構成比上昇幅トップ、「不動産業等」の0.4p","全国銀行107行(都銀5行、信託銀3行、地銀61行、第二地銀36行、SBI新生銀行、あおぞら銀行)の2025年3月末における、業種別貸出金残高と構成比を集計した(有価証券報告書、決算短信から作成。国内店分で原則、連結ベース)。\n\n<残高・増加率>\n\n107行の国内店分貸出金残高合計は603兆4,624億円で、24年3月末比21兆6,524億円増加(3.7%)した。今回掲載したのは、貸出金残高が多い上位9業種。最も残高が多い業種は個人向けを含む「その他」で同6兆4,053億円増(3.6%)の180兆8,719億円。国内店分貸出金残高の29.9%を占める。続いて「不動産業・物品賃貸業」(以下、不動産業等)が同6兆7,590億円増(6.0%)の118兆9,285億円、「製造業」が同1兆7,417億円増(2.6%)の67兆4,705億円など(表1)。24年3月末の順位と変動はなかった。\n\n&nbs","107%e8%a1%8c%e5%90%88%e8%a8%88%e3%80%81%e3%80%8c%e3%81%9d%e3%81%ae%e4%bb%96%e3%80%8d%e3%81%8c180%e5%85%868719%e5%84%84%e5%86%86%e3%81%a7%e9%a6%96%e4%bd%8d%e6%a7%8b%e6%88%90%e6%af%94%e4%b8%8a%e6%98%87","https://img.nikkinonline.com/wp/wp-content/uploads/2025/08/4_E6A5ADE7A8AEE588A5E8B2B8E587BAE98791E6AE8BE9AB98E383BBE6A78BE68890E6AF94_E585A8E59BBDE98A80E8A18C-2025E5B9B4EFBC93E69C88E69CAB.webp",{"src":526,"alt":110,"title":527},"\u003Cimg src=\"https://img.nikkinonline.com/wp/wp-content/uploads/2025/08/4_E6A5ADE7A8AEE588A5E8B2B8E587BAE98791E6AE8BE9AB98E383BBE6A78BE68890E6AF94_E585A8E59BBDE98A80E8A18C-2025E5B9B4EFBC93E69C88E69CAB.webp\" alt=\"\" title=\"4_業種別貸出金残高・構成比_全国銀行 2025年3月末\">","4_業種別貸出金残高・構成比_全国銀行 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